Overview
Challenges & Objectives
Timeline
Awards & Support
How to Apply

2026 Data, AI & Policy APAC Hackathon: Financial Health Frontiers

Location:                           Manila, Philippines
Dates:                                   November  4–6, 2026
Application Deadline:     July 1, 2026

The 2026 Data, AI & Policy APAC Hackathon: Financial Health Frontiers is a regional competition for university students and recent graduates (graduated after January 1, 2025) who want to build practical, responsible, and user-centered solutions for financial health in the Asia-Pacific (APAC) region. The hackathon explores how data, AI, and policy can help financial service providers (FSPs) better support underserved communities and strengthen inclusive, resilient financial systems. 

Teams of 3-4 undergraduate, postgraduate students or recent graduates from APAC or members of the Association of Pacific Rim Universities (APRU) will work on real-world challenges, engage with a partner organization, virtually join a capacity-building series, and develop a prototype for presentation at the final in-person event in Manila on November 4-6, 2026. 

Participants may receive:

  • A cash prize for the winning team.
  • Travel grants for teams selected for the final in-person competition in Manila, supporting flights and accommodation costs.
  • Capacity-building opportunities through workshops and webinars led by industrial and academic experts, as well as possible in-person mentorship and access to curated resources.
  • Real-world project experience based on input from a self-selected partner organization.
  • Certificates for finalist teams.
  • Global visibility through social media campaigns, stories of impact, and the possibility to showcase solutions at regional events.

 

The hackathon is jointly organized by APRU, data.org, Cognizant, NUS Fintech Lab, and will be hosted at the Asian Institute of Management in Manila, Philippines.

Why Financial Health

Financial health, according to the United Nations, goes beyond basic access to financial services. It includes the ability of individuals and households to manage daily finances, absorb economic shocks, plan for the future, and feel secure and in control of their financial lives. It is the next step beyond financial inclusion, recognizing that access alone does not guarantee meaningful or sustained well-being. 

Financial health is especially important in the Asia‑Pacific region, where rapid digitalization is creating both new opportunities and new challenges. 

For example, the Banking, Financial Services, and Insurance (BFSI) providers play a key role in supporting financial inclusion, driving economic growth, and delivering tailored financial products to underserved and underbanked populations. By extending services to these communities, mission-driven BFSI providers can reduce reliance on informal lending and help create a safer financial ecosystem. 

However, despite increasing access to digital financial services, many providers still face challenges in designing suitable products for underserved communities and extending their benefits more broadly. 

Challenges

The hackathon aims to help real-world financial service providers (FSPs) improve financial health in the Asia-Pacific region by addressing key challenges related to data, AI, and policy.

Each team should identify up to three challenges they will aim to address from the 16 challenges grouped into four categories, based on data.org’s Finverse tool (https://data.org/finverse/), listed below:

  • Data Access, Collection & Sharing Barriers
    • Limited Data Availability & Accessibility
    • Legal & Privacy Constraints 
    • Trust Deficit & Low Incentives for Data Sharing 
    • Paper based data collection is often difficult, expensive, and inconsistent 
  • Data Quality & Cohesion
    • Fragmented & Disconnected Systems
    • Inconsistent & Unreliable Data 
    • Missing Contextual and Subjective Data
    • Weak Data Infrastructure
  • Resource & Capacity Constraints 
    • Limited Capacity for Data Analysis
    • High Cost and Effort of Data Integration 
    • Low Prioritization of Data Initiatives
    • Lack of Timely or Granular Data
  • Insight Generation & Action
    • Difficulty Identifying Meaningful Patterns 
    • Few Practical Models or Case Studies 
    • Complexity in Measuring Financial Health 
    • Difficulty Applying Data Insights to Real-World Decisions or Interventions 

 

Objectives

The hackathon has three objectives: 

  1. Support FSPs with tools, AI-led product ideas, and insights to improve individuals’ financial health and address systemic barriers with mentors across academia, industry, nonprofits, public agencies, and other stakeholders as well as training and upskilling sessions.
  2. Anchor proposed solutions in the real organizational needs by engaging with a confirmed partner, identifying up to three data challenges, validating the problem statement, and creating solutions that may be implemented in practice.
  3. Addressing gaps in financial literacy, data governance, and protection, especially for underserved communities, to support more equitable and sustainable socio-economic development across the region.

 

Partner Organization

Teams must identify and work with a partner organization from one of the following types of financial service providers (FSPs):

  • Community or cooperative bank
  • Small or regional financial institution 
  • NGO working with financial data
  • Public sector or regulatory body
  • Mission-driven fintech or data organizations

 

Partner organizations may be based in any region, but the final solution must be relevant to an Asia-Pacific context. Teams are responsible for identifying and securing their own partner organization before the Phase 2 submission deadline on August 28, 2026. This would include a signed letter of intent from a senior representative of the organization and at least one needs-assessment conversation with the team. The letter of intent template will be shared with shortlisted teams.

⚠️No proprietary, confidential, or IP‑protected data is required from the partner organization at any stage of the hackathon.

Outputs

After two rounds of submissions and the capacity-building series, up to 10 finalist teams will be selected and travel to Manila for the final stage of the hackathon. They will design and prototype solutions that are practical and implementable by their partner organization. 

Each team will present a working prototype or interactive mockup (e.g., a dashboard, tool, application, or other innovative solution) and explain how it will help their partner organization improve the financial health of underserved communities.

Timeline

Phases Dates in 2026 Tasks
Phase 1 May 19 – July 1 Applications and registration open
Phase 2 July 10 Announcement of shortlisted teams for capacity-building series
July 15 – September 15

Capacity-building series, including pre-hackathon online training on financial health AI and data tools, plus curriculum access

Each team identify a partner organization, conduct at least one interview, and seek partnership consent

August 28 Deadline to confirm the partner organization with a signed letter of intent and submit a detailed solution plan
Phase 3 September 25 Announcement of up to 10 finalist teams
September 26 – November 3 Finalist teams design and refine their solutions with access to mentor guidance
November 4 – 6 In-person hackathon in Manila, Philippines

Awards & Support

  • Cash prize for the winning team.
  • At least two commended teams with non-cash awards.
  • Mentorship from industry and research partners.
  • Opportunities to showcase solutions at regional events.
  • Potential conversion of solutions into case studies.

 

Travel Grants

Up to 10 finalist teams will receive travel support to attend the in-person hackathon in Manila, including return flights, accommodation, and meals.

Eligibility

Applications are open to teams of 3-4 undergraduate and/or postgraduate students, as well as recent graduates who graduated on or after 1 January 2025, from universities in the Asia-Pacific (APAC) region* or from any of the APRU member universities. Additional requirements include:

  • Academic endorsement from a faculty member at the same university or the recent graduates’ alma mater. 
  • Fluency in English.
  • Training commitment:  At least one team member must attend each capacity-building session. All team members should be available to join at least one of the pre‑hackathon online sessions and the in‑person hackathon if the team is shortlisted. 
  • Diversity: Team composition should ideally reflect a range of disciplines, including engineering, information technology, AI, data science, law, business, social sciences, or humanities. Mixed-gender teams are strongly encouraged.

⚠️Members of winning teams of the APRU Tech Policy Hackathon 2025 are not eligible to participate in this hackathon. 

*To determine whether you are from the eligible Asia-Pacific region, please refer to the groupings in the statistical database of the United Nations Economic and Social Commission for Asia and the Pacific (UN ESCAP): https://data.unescap.org/resources/country-groupings

Application

Application Form. Applications must be submitted by 23:59 Pacific Time (UTC-7) on July 1, 2026

In the application form, teams must select up to 3 types of financial service providers (FSPs) and list 3–5 sample partner organizations they may contact during Phase 2. They should briefly explain a planned approach to engaging these organizations (up to 100 words).

Teams are asked to: 

  • Describe the opportunities they see for FSPs to better help underserved communities and improve financial health (up to 300 words), and 
  • Provide a short outline of their initial solution ideas (up to 300 words).
Contact
Us

For inquiries, please contact Mr. Benjamin Zhou at [email protected].

Enquiry
×
Speaker