Overview
Organizers & Experts
Objectives
Timeline
Awards & Funding
Requirements
How to Apply

APRU Tech Policy Hackathon 2025
Leveraging AI and Data for Inclusive Growth

 

Location:                          Bangkok, Thailand
Dates:                                  September 30 – October 2, 2025

Digital transformation presents an unprecedented opportunity to solve complex social issues. However, gaps remain in ensuring that solutions are sustainable, scalable, and aligned with policy objectives.

The APRU Tech Policy Hackathon 2025 empowers students to design technology-driven process improvements and regulatory innovations leveraging artificial intelligence (AI) and data science. These solutions aim to bridge existing gaps in underserved communities across Southeast Asian (SEA)* countries. The focus is on initiatives that are self-sustaining, deliver a good return on investment (ROI), and are ready for implementation.

* For the definition of SEA, please refer to the member states of Association of Southeast Asian Nations (ASEAN).

Results

A total of 70 team applications have been submitted by 299 students from 40 universities across 15 economies. After two rounds of selection, 12 teams—comprising 56 students from 14 universities in 9 economies—have been shortlisted for the final 3-day hackathon in Bangkok, Thailand. Please click on here to check the results of the final competition.

Finalist Projects

Here are the abstracts of 12 solutions proposed by finalist teams during the in-person hackathon in Bangkok, with team names and universities listed in the first column, grouped into four categories.

Agricultural Finance & Credit Systems

SIGAP UMKM
(1st Place Winner)
Universitas Indonesia, Singapore Management University, Nanyang Technological University Singapore
An AI-driven platform for UMKM credit scoring that integrates EasyOCR for processing Indonesian financial documents and LightGBM for assessment. It offers personalized recommendations to improve creditworthiness and a chatbot (Google Gemini) for financial guidance.
Agriaccess
(3rd Place Winner)
The Hong Kong University of Science and Technology
An AI-powered utility that transforms satellite imagery (using NASA Prithvi models) into bank-grade credit ratings for smallholder farmers in Indonesia. It eliminates the need for traditional collateral by converting field productivity into machine-readable risk parameters, aiming to reduce informal lending rates from 26% to as low as 3%.
CreditPass
(Honorable Mention)
University of the Philippines
A digital framework for the Asia-Pacific that uses alternative data and psychometric assessments to evaluate creditworthiness for the 290 million unbanked adults in the region.
FINCARE
VinUniversity
A “Readiness Coach” web portal that uses a hybrid RAG-based LLM architecture to help citizens and MSMEs in Viet Nam strengthen their credit profiles. It provides personalized feedback and a transparent marketplace to connect users with formal bank credit, reducing reliance on the “black credit” market.

Climate and Disaster Resilience

Joy to the world
Thammasat University, Chulalongkorn University, Kasetsart University
OLAV is an AI-driven early warning system targeting heatwaves and droughts in Southeast Asia. It uses the Adaptive Fourier Neural Operator (AFNO) to provide 10-day localized forecasts, helping farmers make smarter irrigation decisions and protecting vulnerable populations from extreme heat.
Project AiGRI
University of the Philippines
A digital crop insurance platform that automates the entire claims cycle. It uses drone and satellite imagery for AI-powered damage verification, cutting claim processing times by 70% and reducing government administrative losses.

Identity, Inclusion, and Ethics

40BY40
(2nd Place Winner)
Nanyang Technological University, Singapore
BankEasy is an LLM-driven diagnostic tool that addresses the “trust divide” in banking. It uses regional dialects (Tagalog, Cebuano) and gamified surveys to identify financial literacy gaps and generate hyper-personalized learning modules.
Bangkok Baddies
(Honorable Mention)
Nanyang Technological University, Singapore
HarvestChain is a blockchain-based platform for fisherfolk that creates a Self-Sovereign Identity (SSI) by integrating disparate IDs into one verifiable digital identity. It features a micro-futures market to stabilize income and an AI-powered credit scoring system.
Kampu-Hire
Cambodia University of Technology and Science
An open-source, AI-powered hiring framework designed to eliminate human and algorithmic bias. It anonymizes personal identifiers and uses the SEA-LION AI model to rank candidates purely by skill, providing transparent “fit scores” and reasoning.

Governance and Legal Support

Queen Never Cry
Chulalongkorn University
A tool designed to resolve land rights conflicts between the government and ethnic groups in Kaeng Krachan National Park, Thailand. It applies GIS spatial data and machine learning to identify suitable land boundaries for sustainable rotational farming, ensuring legal compliance and cultural preservation.
Transparency
Far Eastern Federal University
A full-stack fintech platform focused on regulatory compliance and “dark pattern” detection in UI/UX and Terms of Service. It uses parallel analysis to audit contracts and interfaces for consumer protection violations.
SEAgma
Universiti Malaya
VendorBridge is a human-assisted kiosk system in wet markets that helps small vendors, especially those with low digital literacy, easily access government grants, loans, and financial services through a simple, integrated platform with personalized recommendations and one-tap applications.

 

Academic Co-leads

Michelle Pacifico-Banawan
Arizona State University
Nicholas Mac Gregor Garcia
National University of Singapore

 

Organizing Partners

Yinghui Tng
Google
Priyank Hirani
Data.org

 

Project Secretariat

Christina Schönleber
APRU Secretariat
Benjamin Zhou
APRU Secretariat

 

Judges

Jackie Wong
APRU Secretariat
Won-Yong Shin
Yonsei University

Mentors

Miho Naganuma
NEC Corporation
Kamolpun Punpuing
Thailand National Electronics and Computer Technology
Rafael Torquato Cruz
UN ESCAP
Terence Lim
Senior Copilot Solution Engineer
 
Patricia Mulles
She Loves Data
Shivam Shukla
data.org
Shota Tohara
Google
 

Objectives

Guided by mentors from the academia, tech industry, public agencies, non-profit organizations and other stakeholders, participants will develop actionable solutions to one of the following policy challenges:

  1. Pathways for Supporting Financial Inclusion in the Digital Economy – Exploring scalable business models, fintech innovations, and regulatory mechanisms that enhance financial access for underbanked communities.
  2. Ensuring Interoperability, Access, and Digital Trust – Developing business processes, governance models, and policy-aligned solutions that enable seamless integration across digital platforms, strengthen security, and build trust in digital transactions.
  3. Adapting to AI-Driven Economies – Designing market-based and regulatory solutions that help underserved communities navigate the transition to an AI-driven economy, focusing on workforce adaptation, AI-and data driven economic integration, governance and safety, upskilling, accessibility, and localization.
  4. Developing Digital Trust as a Pathway to Solve the Digital Equity Gap – Establishing policies and technological frameworks that build trust in digital financial systems and services, promoting broader digital equity.

 

Deliverables

Teams will produce a policy brief (approximately 1,200 words) in July, followed by a working prototype presented at the Hackathon as the final deliverable. The deliverable must meet the following requirements:

  • The prototype must be a functional minimum viable product (MVP), such as a web or mobile app, data dashboard, or technical demo.
  • It should showcase the use of AI, data analytics, or digital technology—either visibly through its functionality or embedded within its policy design logic.
  • A clear technical articulation is required, even if full implementation is not feasible.
  • A purely policy-focused paper or draft legislation without a digital or technical component does not meet the criteria.

 

Judging criteria will emphasize real-world feasibility, innovation quality, policy relevance, and the potential for high-impact scalability.

Download the Hackathon Document
Download the Policy Brief Prompts

Timeline

May 15-Jun 30, 2025

Open call for application (please check the “Requirements” section).

Jul 9, 2025

Announcement of the initial shortlist of teams for the hackathon.

Jul 23, 2025

Deadline for submission of an in-depth policy brief (1200 words) on one of the policy challenges outlined in the Objectives above.

Early Aug, 2025

Announcement of the final list of selected teams for the Tech Policy Hackathon in Bangkok.

Aug-Sep, 2025

The selected teams have two training sessions provided by speakers and mentors.

Sep 30-Oct 2, 2025

Tech Policy Hackathon in Bangkok, Thailand

Benefits

All students selected for the APRU Tech Policy Hackathon 2025 will gain:

  • Expert Training: Practical workshops with mentors from Google, NUS, and other experts on AI, data, and policy innovation.
  • Real-World Project Experience: Build a tech prototype and policy brief under real-world conditions.
  • Career-Boosting Credentials: Showcase a high-level project for resumes, interviews, and graduate applications.
  • Strategic Networking: Connect with industry experts, policymakers, and top students across Asia-Pacific.
  • Pathways to Further Opportunities: Access post-hackathon mentorship, internships, and project funding possibilities.
  • Leadership Skill Development: Hone cross-disciplinary collaboration and problem-solving under pressure.

 

Awards

  • A prize of US$1,000 will be awarded to the winning team.
  • US$500 will be awarded to the first and second runners-up teams respectively.
  • Leading teams will gain continued mentorship access after the hackathon to help transform their solutions into scalable, real-world initiatives.

 

Funding Support

Each member of the teams selected to participate in the final round of Hackathon on September 30-October 2 in Bangkok will be fully funded for their accommodations and return flights from a Southeast Asian (SEA)* city to Bangkok.

For those selected participants who will travel from outside of SEA*, the funding amounts remain the same.** They are obliged to pay the difference on their own.

* For the definition of SEA, please refer to the member states of Association of Southeast Asian Nations (ASEAN).
** Both SEA and non-SEA students selected to participate in the final round of competition in Bangkok will be fully funded for their accommodations, given reasonable room arrangements (e.g., two same-gender peers share a room), periods (3 or 4 nights) and rates (e.g., budget hotels); For non-SEA participants,  their return flights will be funded at an average amount of the SEA participants’ costs, with the rest paid by themselves or other funding sources if possible.  

Requirements

  • Participants should be organized by teams, with each consisting of 3 – 5 postgraduate and/or undergraduate students.
  • The students must be enrolled at APRU member universities or any university in Southeast Asia (SEA)* for the whole duration of the competition, e.i., their student enrolment should be until October 2, 2025 or after.
  • Teams are highly encouraged to be composed of members of diverse disciplines and gender backgrounds.
  • Preferred disciplines: AI/Impact Data Science, Law, Business Administration, Political Science, and Humanities.
  • Each team should be endorsed by a faculty member from their university.
  • Each member of the applying teams should have the availability to join the online training sessions and in-person hackathon in Bangkok.
  • Speak and write in English fluently

 

* For the definition of SEA, please refer to the member states of Association of Southeast Asian Nations (ASEAN).

How to Apply

Please submit your application via Google Form or Survey Monkey by June 20 June 30, 2025. Or you may submit the application form in MS Word or PDF format by emailing to [email protected]

 

In the application, each team must submit the following:

  • Team information: name, university affiliation, and faculty endorser.
  • Participant profiles: majors/fields of study, genders, academic standing.
  • Short essay (around 300 words) addressing:
    • How the team intends to leverage policy, AI, and data science for social good in the context of a Southeast Asian underserved community/city/country, addressing one of the policy challenge areas (Objectives) listed above.
    • A clear definition of the policy problem they aim to address, demonstrating an understanding of the political, institutional, and socioeconomic context of their selected country.
    • An outline of the identified challenge, the proposed intervention, its expected impact, and how the solution would enhance feasibility, scalability, or policy effectiveness.

 

Evaluation criteria:

  • Alignment with the hackathon goals (Impact × Data/AI × Policy focus).
  • Diversity of disciplines and genders within the team.
  • Originality, clarity and depth of the essay.
  • Priority will be given to:
    • Teams from SEA countries.
    • Solutions with strong potential for real-world impact, practical implementation, and scalability.

 

* For the definition of SEA, please refer to the member states of Association of Southeast Asian Nations (ASEAN).

Contact
Us

For inquiries, please contact Mr. Benjamin Zhou at [email protected].

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